Comprehensive Banking System:

1- Al-Rasheed Bank: The bank contracted to implement the comprehensive banking system in (10) branches. After the contract was completed, the bank began implementing the system in the remaining branches through its own efforts. The work is progressing rapidly, with the system being implemented in at least (3) branches each month. It has been implemented in (100) out of 121 branches.

2- Al-Rafidain Bank: The bank contracted to implement the comprehensive banking system in all branches. The system is being implemented in (4) branches monthly, and the number of branches currently implementing the comprehensive banking system is (81) out of 84 branches.

3- Industrial Bank: The bank completed the implementation of the comprehensive banking system in all its branches since 2021, totaling 15 branches.

4- Al-Nahrain Islamic Bank: The bank completed the implementation of the comprehensive banking system in all its branches by the end of the second quarter of 2024. The bank opened a new branch in Anbar Governorate in the first quarter of 2025 and implemented the comprehensive banking system in this new branch through its own efforts, bringing the total number of branches implementing the system to 5.

5- Real Estate Bank: The bank is working on an alternative to the comprehensive banking system, namely the MiniCore Banking System. This is a significant and effective step towards creating a database of credit transactions, customer accounts, and related functions, aiming for maximum preparedness of human, financial, and administrative resources. The bank will adopt this system as soon as the Central Bank approves its implementation, eliminating the need to purchase a comprehensive banking system and contract with foreign companies. The IT department has already worked on the mini-comprehensive system, and the current completion rate is 95%.

6- Agricultural Cooperative Bank: Work on the main data center and disaster recovery center has been completed. Approval has been granted to announce the tender for the comprehensive banking system. The IT department's technical team has prepared the estimated cost for acquiring the system, and the standard document outlining the system's technical requirements has been finalized. The bank is currently in the process of announcing the tender.

Work has also been completed to connect the bank's internal communications network to the head office building, and the data analysis and conversion process has been finalized to complete the migration of legacy systems to systems that keep pace with digital transformation. Work is currently underway to program the unified accounts system and link it to the lending and inquiry systems, which were programmed and launched as part of the first phase that operates on the bank's server.